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Senior Identity Theft
With each passing minute a growing number of our seniors are becoming victims of identity theft. Identity thieves love to prey on older people because they are “sitting ducks”. They are often socially...
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Low-Cost Options for Aging in Place
Many seniors prefer to stay in their homes as long as possible. Of course your ability to do this hinges on many factors, including the nature of the challenges you face in your current home. Major...
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How do I know if Long-Term Care Insurance is right for me?
We are all living longer, and the harsh reality is, if we need care, it’s going to be expensive…and we are not covered. Costs are soaring, statistically we are living longer and most of us are going...
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Disasters Don’t Plan Ahead
As you know, it is virtually impossible to predict the exact time when a disaster will occur. Many of us can easily put an emergency kit together with a point and a click on an emergency kit website...
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My parents need to move! Why should I choose a Seniors Real Estate Specialist...
When the time comes that the family home is no longer the right fit for a senior’s living situation, calling on the services of a Seniors Real Estate Specialist (SRES) will be a wise choice. A...
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How does my health factor into Long-term Care Insurance?
Long-Term Care insurance is based on an individual’s physical and cognitive health at time of application. Each insurance company has different “health standards” which affect eligibility, timing and...
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Transitions
Although you may not frequently move from one home to another, you may go through mini-moves within your living spaces. Perhaps a better term to describe it would be a transitioning. There are a...
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Won’t Medicare and my health insurance pay for long-term care services?
Long-Term Care Insurance provides funds to help you cover long-term care costs in the same manner Health Insurance provides financial coverage for doctor’s visits and hospital bills. However, it is...
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A Basic Understanding of Assisted Living Services
Assisted living communities (ALF – Assisted Living Facilities) are not the same. Here are a couple of things you should know; each provider has their own operating procedures and financial...
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Loneliness
As we age, our experiences change. Some we prepare for while others are completely unexpected. Moments of forgetfulness, muscle weakness or unsteadiness on our feet may begin to appear. Though these...
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A Basic Understanding of Assisted Living Part #2 What to look for when...
My perspective is two sided. Both from the point of view of an Assisted Living Director and that of a consultant who takes clients to look at Communities to find a great fit for their loved one. As a...
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Hospice Provider is YOUR Choice!
During a discussion with business associates the other day, the subject of Hospice came up. It appears that in some cases, families are lead to think that they need to choose a hospice provider that...
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When it’s Time to Sell Mom’s Home
“My Mom is no longer able to live in her home by herself. My siblings and I have decided it is time to sell her home to free up the equity that will provide for her care as she lives in her new...
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Are you a cool kid?
As we grow older our expectations of what it means to live in a retirement community are evolving, dramatically. Not since the debut of “Golden Girls” 33 years ago has there been an entertaining peek...
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Do you need something other than Original Medicare?
As you approach age 65, it is time to determine whether you will want additional health insurance to complement original Medicare. For most seniors who enroll in Medicare Parts A and B, buying an...
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Medicare Advantage and Supplement Plans?
Many people are not aware of the various plans available to Medicare beneficiaries. Yes, they all complement Medicare but there are some major differences! Your personal values, finances, and health...
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Ten Things You Can Do Today to Save Money on Prescription Drugs
Who doesn’t want to save money on their prescription drugs? Consumers in the US spend more on their prescriptions than people in other countries. We know this; many of us know it all too well. What can...
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In home injuries and how to prevent them
If your parent or loved one is living at home, it is important to take steps to ensure that their surroundings are safe. In home falls are a leading cause of injuries among seniors living alone. As...
View ArticleFlu Awareness for Seniors
The 2019/2020 Flu season is lining up to be one of the worst yet. Influenza is notorious for being difficult to predict from one year to the next, so there’s no telling yet how this season will...
View ArticleWhen, Why and How to have an Estate Sale
As we ourselves age or help our loved ones transition into a healthy period of aging gracefully, the idea of moving often comes up. Does a home bigger than we need make sense anymore? What about all...
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